Rates as Low
as 4.79%*
as 4.79%*
Get Approved Today
Unlock Financial
Freedom with
Clover Mortgage
48-Hour
Funding**
Funding**
Bad Credit
Approved**
Approved**
No
Income**
Income**
No Upfront
Credit Check**
Credit Check**
Why Choose
Clover Mortgage
We’re dedicated to helping individuals like you overcome credit challenges and achieve your dreams of home ownership. Here’s why we are the trusted choice for mortgage refinancing and private mortgages:
Extensive Network
Our vast network of 70+ lenders gives us access to various financing options & lets us negotiate the best terms and rates on your behalf.
Bad Credit
We specialize in dealing with bad credit & bank declines. We turn a “No” into a “YES!”
Expert Guidance
We specialize in navigating the complexities of bad credit financing. We'll guide you through the process with solutions tailored to your unique circumstances.
Personalized Approach
We take time to understand your financial goals and craft a customized strategy to improve your credit and secure the right mortgage for you.
Fast Service
We specialize in navigating the complexities of bad credit financing. We'll guide you through the process with solutions tailored to your unique circumstances.
Easy Application
No upfront credit checks. No complicated application process. No minimum income requirements.
Our Services
We work with over 40 different private mortgage lenders in Ontario!
Overcome Financial Barriers
With accessible and flexible
financing options
Get Approved Quickly
With less hassle than
a bank mortgage
Repair Your Credit
With a single, more manageable
monthly payment
We work with AAA Bank Lenders, Alternative Lenders, and Private Lenders
Access Quick Cash
Through the equity in your home
or commercial property
Consolidate Your Debt
For more financial breathing room
& less stress
Build Your Credit
With lower monthly payments
& interest rates
What to Expect from
Your Free Consultation
Here’s what to expect from your free consultation:
-
Get an expert opinion on the best solution for your financial situation. - Learn how quickly you can receive your funds.
- Learn what you need to qualify.
- Learn what your mortgage rate & terms would be.
- Learn about different payment options.
About
Clover Mortgage
Clover Mortgage is a leading mortgage brokerage specializing in helping customers with great and poor credit, bank mortgages and private mortgages, purchases and refinancing. We are not just mortgage brokers, but we consider ourselves to be mortgage planners.
Our mission is to empower all individuals, even those with less-than-perfect or bad credit, achieve their dreams of homeownership and improve their mortgage terms. With years of experience and a commitment to personalized service, we’ve helped numerous clients overcome credit challenges and secure the financing they need.
Here's What Our Clients Say
Tyler Salmon was awesome in getting us our mortgage refinanced. Although the rate environment hurts, Tyler was able to get us the best possible rate. He was very expeditious in getting all the documents in order for the closing, which went smooth and without a hitch. Clover Mortgage has a gem in Tyler and I most definitely recommend his services if ever you are in need for a new or refinanced mortgage. Thank you Tyler !!!
Rishi Bansie
I highly recommend working with Tyler Salmon! He is professional, responsive, and always have their clients' best interests in mind. He made the process of helping my client get a mortgage stress-free and seamless. I will definitely be introducing him to all my clients.
Dakwan Henry
Steven and his entire team are so great to work with! The process from applying to advancing was seamless beginning to end! My husband and I would highly recommend them to anyone and we will definitely be calling them for future financing requests! They're all very thorough, transparent and professional. Easiest brokers to work with!! You won't regret it!! - Chelsey and Devon L
M. Chelsey Lokai
We just bought our first home and we worked with Tyler Salmon. He made us feel as comfortable as possible during this stressful and intimidating process. He was dedicated, communicative and had our best interest as first priority. Thank you Tyler, we are truly thankful for you. To our underwriter Linda, thank you so much for working so hard for us behind the scenes, you’re awesome! ~ Sarah & Steven
sdawe24
I worked with mortgage broker Tyler Salmon on a transaction recently. He was always responsive and update about the file progress and me as a real estate agent found him very knowledgeable in a tough lending market. Will definitely recommend him!
Negar Tehrani
Yen is one of the best financial service professionals I have worked with since Covid got lifted. She gets things done in a timely manner, provides excellent advice and insights, is a clear communicator, and is on-top of things. I would highly recommend working with her to get your mortgage and/or other lending needs accomplished.
Colin Kee
My clients worked with Tyler and had a great experience buying their first home. You are an absolute professional through and through. Excellent communication through the entire process with all parties (lender, myself the realtor, clients, lawyers etc) Thank you for your help going above and beyond to get the deal done !
Amanda Abergel
Tyler Salmon is a great mortgage broker who works very hard, closes quickly, and updates several times a day, breathing with customers and doing their best on the customer's side. Highly recommended.
Kwon EDdie
My broket Ribhu went above and beyond to find a solution in a time crunch. I am a small business owner and had many challenges in securing a mortgage but Ribhu navigated my situation and found the products and lenders that were the perfect fit for my situation. He was available to answer any of my questions - highly recommend him & clover mortgage!
Ruby Rasaei
Tyler Salmon was my champion when I needed one..He worked diligently to get the mortgage I needed to be able to stay on my childhood home after loosing my parents.Please reach out to this amazing person who actually cares about his clients ..You won't be sorry ..Kim Dixon
Kim Dixon
Schedule Your FREE Consultation Today!
* Fixed High-Ratio 5-year term, 4.82% APR), subject to credit check, income verification, and other terms and conditions.
** Rates will vary depending on a variety of factors. Subject to approval. Initial soft quate may be opbatined prior to a credit check, but credit check will be required prior to obtaining a mortgage commitment and funding. Terms and conditions will apply.
Clover Mortgage is a licensed mortgage brokerage. All loan decisions and terms are subject to the specific lender's approval. Loan rates, terms, and availability may vary and are subject to change.