What Do Mortgage Brokers Do?

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A Great Mortgage Broker ALWAYS Puts The Customer First.

Whether you are applying for a mortgage on the purchase of a new property or are looking to refinance your existing property, working with a reputable and experienced mortgage broker can help you get approved for the right mortgage to fit your personal and family needs. Having a great mortgage broker or mortgage agent working for you can make the difference between getting approved at the best possible mortgage rate, getting approved at a higher rate than you could qualify for, or in the worst case scenario not getting approved at all.

The professional mortgage brokers and agents at Clover Mortgage always put our customers needs first and do whatever it takes to ensure that you, our valued customer, will receive the best service in the industry. We are on your team, shopping around and fighting to get you approved for the best possible mortgage rate and terms that you can qualify for.

Mortgage Affordability Calculator

Our Clover Mortgage Affordability Calculator can help you determine how much of a mortgage and property you can afford.
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You potentially qualify for a maximum mortgage of up to $0,00 or a maximum monthly mortgage payment of up to $0,00 *

*This is not a pre-approval and not an approved mortgage quote. This is merely an estimated calculation based on a 39% maximum TDS and the maximum mortgage amount and maximum monthly mortgage payment that you might qualify for may vary depending on a variety of factors including, but not limited to, the loan to value, the credit scores and credit histories of all applicants, the income reported on official government filed tax documents, the location and condition of the property, and more. For a more precise quote, please contact Clover Mortgage by phone 416-674-6222 or by email at info@clovermortgage.ca

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Mortgage Brokers Provide More Options And Easier Approvals Than The Banks

The right mortgage broker or agent will be able to help you with all of your real estate financing and refinancing needs. With today’s tough mortgage regulations, many Canadians are finding it next to impossible to get approved for a mortgage through their banks. At Clover, your mortgage broker or agent will shop around with many different lenders, including traditional banks, to help ensure that you get approved for the best possible mortgage solution.

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Why Do I Need A Mortgage Broker And What Can They Help Me With?

At Clover, we have mortgage brokers and agents who specialize in each of the following scenarios:

  • New Home Purchase Mortgage
  • Residential and Commercial Mortgage
  • Home Refinancing
  • Commercial Property Refinancing
  • 2nd Mortgage
  • 3rd Mortgage
  • Bad Credit Mortgage
  • Turned Away By The Bank Mortgage
  • Self Employed Mortgage
  • Home Renovation Loans
  • Private Mortgage
  • Stop Power Of Sale
  • Debt Consolidation Loans
  • Home Equity Loans
  • Construction Loans
  • Land Purchase Financing
  • Bridge Loans
  • Short-Term Mortgages
  • And more

If you would like honest, non-biased advice and guidance about your mortgage and home or commercial financing needs, an experienced licenced mortgage broker is the best person to consult with.

Get Your Free Mortgage Consultation

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By submitting a Mortgage Consultation Request, you agree to receive correspondence from Clover Mortgages.

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Why Work With Us

Low Rates

*Rates start as low as 4.49%

*Rates are subject to change. Terms and conditions may apply.

Fast Service

We pride ourselves on quick, easy & honest service. Our clients always come first.

Bad Credit

We specialize in dealing with bad credit & bank declines. We turn a “no” into a “YES!”

Easy Application

*No credit checks. No complicated application and no income required!

*Terms & conditions may apply.

Call Us Today at 416-674-6222 or Toll Free at 1-800-673-2230 for a Free No-Obligation Mortgage Consultation

Our Customers Love Us

Sandra F.
Sandra F.
I was in debt and needed help getting back on track. My mortgage agent at Clover Mortgage helped me get approved for a home equity loan to consolidate all of my debt in one small monthly payment. Now I’m saving over $1,000 a month in interest and am left with less debt and more money in my pocket at the end of each month. Thank you Clover!
David J.
David J.
I'm a self employed independent contractor. I earn a decent income, but when I went to the bank to refinance my home, they denied my application telling me that I didn't have enough "provable" income to qualify for refinancing my home. When I came to Clover I was almost out of hope. My Mortgage Agent at Clover was caring and professional, and help me get a great rate and flexible terms on full refinance. The whole process took less than 48 hours! I was impressed at how quickly and easily they were able to get me the money and home refinance I needed. Thank you Clover Mortgage, I'm recommending you to everyone I know!!
Andrea R.
Andrea R.
I had really bad credit, but really wanted to purchase a Condo. When I went to the bank they made me go through a lengthy application process that took weeks, and then they turned me down at the end of it all. When I found Clover Mortgage online, I called them and a friendly Mortgage Agent was able to help me get approved for a mortgage quickly and hassle-free. I got a good rate and now live in a home that I am comfortable in and am able to easily afford my monthly payments.
Ankur R.
Ankur R.
I definitely recommend Clover Mortgage to any new home buyer! They were very professional and helped my husband and I get mortgage for our new home at an even better rate than the bank was offering us. They also helped us get the mortgage with a smaller down-payment than the bank demanded from us. Since we did our mortgage with Clover, several of our friends and family members got their from them also, and Clover Mortgage has been able to help all of them, even the ones that were completely turned away and rejected by their banks.
Janet L.
Janet L.
My husband and I found ourselves in a tough situation. Luckily my expert mortgage broker at Clover Mortgage helped us get a fast and easy approval for an amazing rate for refinancing our home. Clover's service is the best I've ever experienced and I've been recommending them to all of my family members and friends ever since. Thanks for your help Clover!
Raj I.
Raj I.
I definitely recommend Clover Mortgage to any new home buyer! They were very professional and helped my wife and I get mortgage for our new home at an even better rate than the bank was offering us. They also helped us get the mortgage with a smaller down-payment than the bank demanded from us. Since we did our mortgage with Clover, several of our friends and family members got their from them also, and Clover Mortgage has been able to help all of them, even the ones that were completely turned away and rejected by their banks.