Decorating Tips for Buyers

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Decorating your first home can be an incredibly exciting milestone for any first-time homebuyer, albeit one that requires a bit of creativity and planning. Whether you're moving into a condo or a multi-story home, decorating your new space is a thrilling opportunity to express your personality and to create the ideal environment for yourself and your family. In this guide, we will provide valuable decorating and furnishing tips to help you make the most of your new abode. From personalized touches to timeless advice and decor dos and don'ts, Clover Mortgage has got you covered!

Decorating Pointers for New Homeowners

Before beginning the design and decoration process, it is a good idea to first take an inventory of the space. Clear out all existing items and furniture from the room, and give it a good wash from floor to ceiling. This will provide you with a fresh canvas, and allow you to most efficiently begin the decorating process. Once the room is clean and clear, you can begin taking measurements of the space to help you plan out what can and cannot fit. There are a number of free design programs that can help you map out the room, such as Cedreo or Draft It.

Once you have prepared your space and mapped out the general dimensions and layout of your furniture, the next step is to determine your decorating budget. This will help you prioritize your spending and make informed choices when it comes to furniture, decor, and renovations. Remember that it's essential to strike a balance between style and affordability.

Once you are familiar and comfortable with your budget, you can explore different interior design styles and identify the one that best resonates with you. Whether you prefer a modern, minimalist look or a cozy, rustic ambiance, understanding your style preferences will make it easier to select furniture and decor that align with your vision. When it comes to furniture and essential decor items, you may want to consider investing in quality pieces that will stand the test of time. While they may be more expensive upfront, these items will save you money in the long run, as they won't need frequent replacements.

The final step is to personalize your space. Incorporate elements that reflect your personality and interests, such as family photos, artwork, or collections. Personalization adds warmth and character to your home, and can help you feel more connected to the space.

Personalizing Your New Space: Timeless Advice for Homebuyers

While there is no right or wrong way to decorate your home, certain style tips have remained consistent across time. Whether you are decorating a studio apartment or a five-bedroom home, implementing these simple tricks can help you stay on the right track when furnishing your space—especially as a first-time homebuyer.

  1. Choose Neutral Foundation Colors
    Opt for neutral colours for your walls, floors, and large furniture pieces. Neutrals provide a versatile backdrop for decorating and allow you to change accent colours and decor easily as your tastes evolve over time.
  2. Balance Function and Aesthetics
    Every piece of furniture should serve a purpose in your home. Prioritize functionality without sacrificing style. Multipurpose furniture, like storage ottomans or sofa beds, can help maximize space in smaller homes.
  3. Create Focal Points
    Highlight specific areas or elements in each room to create visual interest. This could be a statement piece of artwork, an eye-catching rug, or a stunning piece of furniture. Focal points draw attention and anchor the room's design.
  4. Embrace Natural Light
    Maximize natural light in your home. Use sheer curtains or blinds to allow sunlight to filter in, creating a bright and inviting atmosphere. Natural light can significantly impact the overall mood and ambience of your space.
  5. Accessorize Thoughtfully
    Accessorizing is the final touch that can transform a house into a home. Choose accessories like throw pillows, blankets, and decorative items that complement your colour scheme and style. Avoid over-cluttering; less can often be more when it comes to decor.

Decor Dos and Don'ts

  • Do Plan Ahead: Create a decorating plan that outlines your goals, budget, and timeline to stay organized and on track.
  • Do Measure Your Space: Before purchasing furniture or decor, measure your space to ensure everything fits comfortably.
  • Do Mix and Match: Combine different styles, textures, and materials for a well-balanced and interesting look.
  • Do Incorporate Plants: Indoor plants not only add a touch of nature but also improve indoor air quality.
  • Do Be Patient: Decorating takes time. Don't rush the process; let your home evolve naturally.
  • Don't Neglect Lighting: Good lighting is essential. Avoid relying solely on overhead lighting; incorporate task and ambient lighting for a cozy atmosphere.
  • Don't Overlook the Details: Pay attention to small details like hardware, switch plates, and outlet covers. These finishing touches can make a big difference.
  • Don't Cling to Trends: While it's fun to incorporate current trends, don't base your entire decor on them. Choose timeless pieces with lasting appeal.
  • Don't Ignore Comfort: Aesthetics are important, but comfort is paramount. Ensure your furniture is comfortable and practical for daily use.
  • Don't Forget About Maintenance: Consider the upkeep of your decor choices. Some materials and colours require more maintenance than others.

Decorating your new home is an exciting process that, when done right, allows you to infuse personality and style into your living space. By following these decorating pointers, and adhering to the dos and don'ts, you can functionality and comfort, while still creating a home that is as unique as you are! One of the best ways to maximize your decor budget, and increase your creative flexibility, is by limiting your monthly spend on mortgage payments. Clover Mortgage brokers have access to lower rates than those posted by the big Canadian banks, and we can help connect you to the best terms available across our network of 60+ lenders. Contact us today to learn more and get started with a free consultation.


What order do you decorate your house in?

  1. Paint or Wallpaper: If you plan to paint or use wallpaper, this should be done early in the process. It's easier to paint or wallpaper before you start adding furniture and decor.
  2. Flooring: If you are making changes to your flooring, like installing new carpet, hardwood, or tile, do this before placing furniture.
  3. Furniture: Start with the larger furniture items, like sofas, beds, and dining tables. Arrange these pieces in a way that maximizes the functionality and flow of the space.
  4. Lighting: Install or update lighting fixtures, including overhead lighting, table lamps, and floor lamps. Good lighting can significantly impact the atmosphere of a room.
  5. Window Treatments: Install curtains or blinds to enhance privacy and control natural light.
  6. Accessories: This includes smaller decor items like throw pillows, rugs, artwork, and decorative accents. These can add personality and style to your space.
  7. Personal Touches: Add personal items like family photos, souvenirs, and mementos that make the space feel uniquely yours.
  8. Plants and Greenery: Consider adding some indoor plants to bring a touch of nature into your home.
  9. Final Touches: This includes details like adjusting the arrangement of furniture and decor, fine-tuning the placement of items, and making any necessary adjustments for comfort and aesthetics.
Steven Tulman
Written By Steven Tulman
“Making the process of getting a mortgage an easy and enjoyable experience for every Clover Mortgage client!”