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Investors

We Make Investing In Canadian Mortgages Easy And Profitable For You!

The Canadian mortgage market is a safe place to make short term investments, and you can get a high rate of return on every dollar you invest. If you are interested in becoming a new mortgage investor or are looking for additional opportunities as an existing mortgage investor, we can help find the right opportunity for your comfort zone and desired rate of return. Infact investing in private mortgages tend to yield higher returns than mutual funds and can be a much more safer investment alternative to other high-interest paying investments due to the security of the real estate behind it.

The recent decline in real estate prices has generated a spike in mortgage investments. Investing in mortgages can be a great way to produce additional monthly income and grow your financial portfolio. To help you better understand mortgage investments, the experts at Clover mortgage are fully transparent and we’re here show you the different options that are available and inform you of potential benefits and any potential risks.

The stringent rules of the stress test have made it harder for some borrowers to qualify for a mortgage with traditional lenders. Fortunately there are a number of alternative lenders who are willing to help those having trouble obtaining a more traditional bank mortgage. When lending money to a borrower, investors use the equity that is available in the property as collateral to ensure borrowers continue to make their payments on time. Private lenders are intended to help borrowers that have been turned away by stricter more traditional lenders. These investments yield a higher interest rate because the borrowers often have low income or bad credit, thus making the loan higher risk than a traditional mortgage loan. This risk is offset by higher interest rates, shorter term loans of 6 months to 1 year, and lower loan to values.

Private mortgage rates have interest rates starting as low as 5.99% for a private 1st mortgage and can go as high as 15% or more depending the borrower’s specific situation. The higher rates make private mortgage investing much more appealing to invest into than mutual funds. Similarly, the security of using a borrower’s home as collateral makes private mortgage investments safer than most other high-risk options. The possibility of a high return with a relatively low risk have made such private investments increasingly more popular across the country.

Due to low real estate prices and strict stress test rules, the number of Canadians interested in obtaining private mortgages has increased providing a growth in the availability of investment opportunities for private mortgage investors.

At Clover Mortgage, we help investors make wise investment decisions that are secured by marketable properties in Ontario. We will match a property and private mortgage deal to the specific investor profile and predetermined needs of each individual investor. We take care of appraisals and site inspections, so that you can focus on your other priorities in life.

You will earn a stable passive income on a regular basis and can choose to invest your money for as little as 6 months to as long as 5 years. We accept investments starting at $30,000 up to over $10,000,000.

Call Us Today at 416-674-6222 or Toll Free at 1-800-673-2230 for a
Free No-Obligation Mortgage Consultation

Why Work With Us

High Rate of Return (ROI)

*Zenvest offers investors high rates of return from 7% to 12%

100% Secured by Real Estate

Zenvest Capital investment opportunities are all 100% secured by real estate that is professionally appraised and inspected.

Vetted Investment Opportunities

All opportunities are vetted, analyzed, and filtered to only the highest quality opportunities.

Our Customers Love Us

Sandra F.

I was in debt and needed help getting back on track. My mortgage agent at Clover Mortgage helped me get approved for a home equity loan to consolidate all of my debt in one small monthly payment. Now I’m saving over $1,000 a month in interest and am left with less debt and more money in my pocket at the end of each month. Thank you Clover!

David J.

I’m a self employed independent contractor. I earn a decent income, but when I went to the bank to refinance my home, they denied my application telling me that I didn’t have enough “provable” income to qualify for refinancing my home. When I came to Clover I was almost out of hope. My Mortgage Agent at Clover was caring and professional, and help me get a great rate and flexible terms on full refinance. The whole process took less than 48 hours! I was impressed at how quickly and easily they were able to get me the money and home refinance I needed. Thank you Clover Mortgage, I’m recommending you to everyone I know!!

Andrea R.

I had really bad credit, but really wanted to purchase a Condo. When I went to the bank they made me go through a lengthy application process that took weeks, and then they turned me down at the end of it all. When I found Clover Mortgage online, I called them and a friendly Mortgage Agent was able to help me get approved for a mortgage quickly and hassle-free. I got a good rate and now live in a home that I am comfortable in and am able to easily afford my monthly payments.

Ankur R.

I definitely recommend Clover Mortgage to any new home buyer! They were very professional and helped my husband and I get mortgage for our new home at an even better rate than the bank was offering us. They also helped us get the mortgage with a smaller down-payment than the bank demanded from us. Since we did our mortgage with Clover, several of our friends and family members got their from them also, and Clover Mortgage has been able to help all of them, even the ones that were completely turned away and rejected by their banks.

Janet L.

My husband and I found ourselves in a tough situation. Luckily my expert mortgage broker at Clover Mortgage helped us get a fast and easy approval for an amazing rate for refinancing our home. Clover’s service is the best I’ve ever experienced and I’ve been recommending them to all of my family members and friends ever since. Thanks for your help Clover!

Raj I.

I definitely recommend Clover Mortgage to any new home buyer! They were very professional and helped my wife and I get mortgage for our new home at an even better rate than the bank was offering us. They also helped us get the mortgage with a smaller down-payment than the bank demanded from us. Since we did our mortgage with Clover, several of our friends and family members got their from them also, and Clover Mortgage has been able to help all of them, even the ones that were completely turned away and rejected by their banks.