Podcasts
Mortgages Uncensored Ep4 Part 1: Construction Mortgages Explained: What Brokers & Borrowers Need to Know
In Episode 4 Part 1 of Mortgages Uncensored, Steven sits down with Catalin Popa of Hillmount Capital to break down the realities of construction mortgage financing in Canada. They discuss how lenders assess construction projects, the importance of realistic budgets and contingencies, common financing challenges, and what borrowers and developers should understand before starting a build. It’s a practical conversation for investors, builders, developers, and mortgage professionals looking to better understand how construction financing works and how to structure a project for a smoother approval process.
Mortgages Uncensored Ep4 Part 2: CMHC MLI Select Explained: From Construction Loan to Long-Term Financing
In Episode 4 Part 2 of Mortgages Uncensored, Steven is joined by Harj Sohi of Peakhill Capital and Catalin Popa of Hillmount Capital to explore CMHC’s MLI Select program and how it can work alongside construction financing for multi-unit residential projects. The conversation covers how developers can approach construction funding, transition into longer-term insured financing, and structure projects with financing requirements in mind from the outset. It’s a practical discussion for developers, investors, builders, and mortgage professionals looking to better understand the relationship between construction financing and MLI Select in the Canadian market.
Mortgages Uncensored Ep3 Part 2: Her First Home Purchase Turned Into a Mortgage Nightmare
In this episode of Mortgages Uncensored, we break down a real first-time homebuyer experience that turned into a mortgage nightmare, showing how quickly a purchase can become stressful when important details are missed or the financing process is not handled properly. The discussion highlights the importance of understanding your mortgage options, asking the right questions, and working with experienced professionals who can help identify potential issues before they become costly problems. It’s a valuable watch for first-time buyers, homeowners, and anyone looking to better understand the risks and realities of the Canadian mortgage process.
Mortgages Uncensored Ep 3: Will AI Replace Mortgage Brokers? + 1st Time Buyer Horror Story
In this episode, hosts Steven Tulman, Sam Ghasemi, and Rushi Parikh sit down with Kate Henderson, VP of Broker Experience at Newton Velocity, and Jess Singh, Mortgage Agent Level 2 at Clover Mortgage. The first segment with Kate Henderson dives into how artificial intelligence and other technologies are changing the mortgage industry and experience for clients, lenders, broker, and everyone involved. for a conversation about artificial intelligence, automation, mortgage technology and where the mortgage industry may be heading. The 2nd segment with Jess Singh explores her horrific experience with a shady mortgage broker when she bought her first home at a young age.
Mortgages Uncensored Ep 2: From Basement Hustles to $1.7B in Loans | Rafael Alter | Extend Financial
Host Steven Tulman, Founder, CEO and Principal Broker of Clover Mortgage, is joined by mortgage broker Rushi Parikh to sit down with Rafael Alter, CEO and Founder of Extend Financial, one of Canada's fastest-growing private lending companies. Rafael shares his read on where the mortgage and condo markets are headed, and what rising compliance and FINTRAC obligations mean for lenders and brokers alike over the next few years.
Mortgages Uncensored Ep 1: Why I Started Clover Mortgage + Power of Sale Explained | Clover Mortgage
In this episode, host Steven Tulman (Founder & Principal Broker), along with Sam Ghasemi and Rushi Parikh, pull back the curtain on why Clover Mortgage was founded, what's really happening in today's market, how to take your first steps as a buyer, and what you need to know about Power of Sale before it's too late.
