Privacy Policy

Clover Mortgage was founded on principles of trust, integrity and the delivery of outstanding service at the lowest rates. Therefore, we are very concerned with the privacy rights of our online visitors and customers and are committed to protecting the information collected about you. www.CloverMortgage.ca, owned and operated by Clover Mortgage  has taken extensive measures to protect the confidentiality of your personal information and to protect your data from misuse and unauthorized access or disclosure.

Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, although we take great measures to protect your information, Clover Mortgage cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. Once we receive your transmission, Clover Mortgage takes over and above industry standard efforts to safeguard the confidentiality of your information, such as Firewalls and unique User Name and Password protections. We also restrict internal access of stored data to select employees that have been informed of our privacy policies.

If you submit a loan request to www.CloverMortgage.ca you are required to provide certain information necessary to deliver the selected services. In some instances, you will only provide personal information such as name, address, e-mail address, phone number and other contact information. The more information you share with Clover Mortgage  the more accurately Clover Mortgage will be able to provide you with information and services you have indicated are of interest.

Collection of Personal Information
Clover Mortgage uses cookies and other tracking devices on our website. The use of cookies allows us to measure site activity to provide a better user experience. Cookies and other tracking devices may be used to tell us the time and length of your visit, the pages you look at on our site, the site you visited just before coming to ours, and the name of your Internet service provider.

This helps us understand our Customers’ needs better and improve areas of our services that our Customers find valuable. For instance, when you visit www.CloverMortgage.ca, our website recognizes the type of browser you are using (Firefox, Safari, Chrome or Internet Explorer), the site that linked you to our site, the pages you visit at our site, third-party audience data (such as age, gender, and interests), and similar information. None of this information identifies you personally.

We may use third parties to serve our advertisements on other websites. In serving our advertisements, these companies may use cookies and other tracking devices to collect certain information about your visits to other websites (such as browser type, IP address, which page was visited, and time of day). This information may be used to evaluate our online advertising campaigns or to tailor promotions and other marketing messages to you. You may elect to refuse cookies. Please refer to the Help instructions in your browser to learn more about cookies and how to manage their use.

We use remarketing ads to advertise Clover Mortgage across the Internet. Remarketing ads will display relevant ads tailored to you based on what parts of the Clover Mortgage website you have viewed by placing a cookie on your web browser. These cookies DO NOT identify you in any way or give access to your computer. The cookies simply tell us, “this anonymous person visited this page, so show them ads relating to that page.” Remarketing allows us to tailor our marketing to better suit your needs and only display ads that are relevant to you. We will never associate personally identifiable information in our remarketing lists.

Use and Disclosure of Information
With your prior consent, we may disclose any information we collect, as described above, to Clover Mortgage service providers to perform a service for us or perform a function on your behalf. In cases where we use service providers, we restrict such service providers from using your non-public personal information except to act on our behalf or as required or permitted by law. Disclosure to Clover Mortgage affiliates or service providers will be necessary so that you can receive the best possible RATES, SERVICE and MORTGAGE OPTIONS from the financial services offered by Clover Mortgage affiliates or service providers.

Removal of Personal Information
You can request that we purge the entirety of the personal information submitted by you through www.CloverMortgage.ca from our database by providing detailed instructions to Clover Mortgage Privacy Officer (see below). In such cases, Clover Mortgage will delete all digitally warehoused information you have submitted. Please note that Clover Mortgage cannot purge information from the systems or files of our Clover Mortgage Affiliates, service providers or other financial institutions that have subsequently been sent your personal information to provide their services.

If you do not wish to participate in our remarketing, you can opt out here: https://www.google.com/settings/ads/onweb/

Terms Of Use
Clover Mortgage provides the www.CloverMortgage.ca Internet site “as is” to the user without any warranty or condition, express, implied or statutory. Clover Mortgage disclaims any implied warranties of title, merchantability, non-infringement of intellectual property or fitness for any particular purpose.

Except as may be otherwise expressly provided by written agreement between Clover Mortgage and the user, Clover Mortgage will have no tort, contract or any other liability to the user and/or any third party arising in connection with the use of this Internet site, or reliance on any information or services provided at this Internet site.

Clover Mortgage does not endorse the services or products of advertisers, sponsors, or affinity partners. Product or service information is believed to be correct, but should not be relied on without prior verification. www.CloverMortgage.ca contains links to outside sites, through banners, and other portals, to third party sites that send their own cookies, collect data and solicit information. CEG does not control these sites and as such we do not endorse their products, services or information and are not associated with the operators.

In the event of errors or omissions in any information, Clover Mortgage sole responsibility shall be to use its best efforts to correct, by the issue of a corrected release, any errors or omissions which it or any of its employees, servants or agents may have made, negligently or otherwise, in transmitting copy accurately and which are brought to its attention. Without limiting the generality of the foregoing, in no event shall Clover Mortgage or any of its servants, employees or agents be liable in contract, tort or otherwise to any person (including, without limitation, the subscriber) for any loss, damage, injury, liability, cost or expense of any nature (including, without limitation, direct, indirect, consequential, incidental, special and punitive damages) which such person may suffer or incur as a result of any such errors or omissions or any delays in transmission or non-transmission.

Your Acceptance Of These Terms

By using this site, or by submitting personal information to us, you signify your agreement to Clover Mortgage Privacy Policy and Terms Of Use. From time to time we may change or update our privacy policies. It is your responsibility to check back regularly to inform yourself of such changes. Your continued use of www.clovermortgage.ca following the posting of changes to these terms will be deemed as your acceptance of those changes.

The foregoing policies are in effect as of October 1st, 2018. Clover Mortgage reserves the right to change this policy statement at any time by posting the revised policy on this website. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.